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If you’re beginning your journey into shopping for corporate insurance, you’ll quickly discover that not only do countless plans exist, but so do a variety of different distribution channels in the market. You’ll find one company calls its staff “agents”, while another touts the talent of its “brokers”......
Read MoreYou know the importance of offering benefits that are a win for both your business and your employees, but it can be tough to find that balance in the marketplace. Understanding the two primary types of employer-sponsored health insurance is a good place to start in making your decision.
Read MoreAs an employer, the healthcare coverage you choose to provide your employees has a big impact on their lives. Many aren’t just hoping for ample coverage for themselves, they’re also looking to provide insurance for their loved ones, too.
Read MoreIt’s a well-known fact that providing benefits to employees is expensive, especially the smaller the business. The high costs, however, have a big payoff in the end. There are many reasons to offer benefits to employees.
Read MoreOffering a generous benefit package is essential for attracting top talent in today’s hiring market. As unemployment falls and the labor market tightens, employees are looking for more from their employers than just a paycheck. Enter benefits and perks – they sound similar, but they’re two distinct things.
Read MoreIt’s very easy to get confused when trying to decipher the differences between Flexible Spending Accounts (FSA) and Healthcare Saving Accounts (HSA). While both are accounts one can contribute to tax-free to save for medical costs....
Read MoreWhat happens to an employee’s benefits if their hours get cut? What happens if an employee gets laid off? Do they immediately lose health coverage? What about their family? The Consolidated Omnibus Budget Reconciliation Act (COBRA) is continuation of coverage that allows an employee and the employee’s dependents to continue benefits in the event of job loss or reduction in hours....
Read MoreAre you an employer who would like to allow their employees to pay health and other insurance premiums with pre-tax salary deductions? Then yes, you definitely need a POP document. What needs to go in this document? Is it required? Before looking at the answers to these questions, let’s understand POP a little better.
Read MoreBeing able to put aside money for retirement and understanding everchanging benefit plans is a big concern for employees starting new jobs. Before 1974, individual states would handle how companies provided benefits and communicated those benefits with employees...
Read MoreJust when business owners feel they have a grip on the Affordable Care Act (ACA) and all of its legal requirements, the federal health insurance policy changes shape again. We’re here to help you cut through the clutter. Here’s the basic rundown of where the ACA stands as of now and what you need to know as an entrepreneur.
Read MoreThere’s no doubt life insurance can be a tough field to navigate for your employees. The subject of death is enough to make this discussion uncomfortable. Add in the confusing industry lingo and the infinite policy possibilities and the dialogue seems that much more unmanageable.
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