Employee
Benefits
Insights

Agency Blog

Why Should Employers Offer Benefits?

It’s a well-known fact that providing benefits to employees is expensive, especially the smaller the business. The high costs, however, have a big payoff in the end. There are many reasons to offer benefits to employees.

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What Benefits Do Employees Really Want?

Offering a generous benefit package is essential for attracting top talent in today’s hiring market. As unemployment falls and the labor market tightens, employees are looking for more from their employers than just a paycheck. Enter benefits and perks – they sound similar, but they’re two distinct things.

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Key Differences: FSA vs. HSA and HSA vs. HRA

It’s very easy to get confused when trying to decipher the differences between Flexible Spending Accounts (FSA) and Healthcare Saving Accounts (HSA). While both are accounts one can contribute to tax-free to save for medical costs....

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What is COBRA

What happens to an employee’s benefits if their hours get cut? What happens if an employee gets laid off? Do they immediately lose health coverage? What about their family? The Consolidated Omnibus Budget Reconciliation Act (COBRA) is continuation of coverage that allows an employee and the employee’s dependents to continue benefits in the event of job loss or reduction in hours....

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Does Your Business Need a POP Document?

Are you an employer who would like to allow their employees to pay health and other insurance premiums with pre-tax salary deductions? Then yes, you definitely need a POP document. What needs to go in this document? Is it required? Before looking at the answers to these questions, let’s understand POP a little better.

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What is ERISA?

Being able to put aside money for retirement and understanding everchanging benefit plans is a big concern for employees starting new jobs. Before 1974, individual states would handle how companies provided benefits and communicated those benefits with employees...

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The Affordable Care Act: What Small Business Owners Need to Know

Just when business owners feel they have a grip on the Affordable Care Act (ACA) and all of its legal requirements, the federal health insurance policy changes shape again. We’re here to help you cut through the clutter. Here’s the basic rundown of where the ACA stands as of now and what you need to know as an entrepreneur.‍

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Five Types of Employees Who Need Life Insurance

There’s no doubt life insurance can be a tough field to navigate for your employees. The subject of death is enough to make this discussion uncomfortable. Add in the confusing industry lingo and the infinite policy possibilities and the dialogue seems that much more unmanageable.

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Please contact us for an Employee Benefits evaluation, for an existing plan or a start up company.



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