Employee Benefits

Benefit coverages for businesses of all sizes

The benefits team at The Grigg Group specializes in designing comprehensive, cost-effective, and efficient benefit programs for the employers with whom we work. We take the time to get to know you and the needs of your company and its employees. We then use our expertise and background knowledge to narrow down the programs that best fit you and your companies needs.

Whether you have a current benefit program or are interested in starting one, The Grigg Group is able to bring ideas and concepts to make it a successful one. We research your options and help you choose, implement, and maintain the plan(s) best suited for you and your company.

Types of employee benefit programs we offer:

Healthy employees make for a happier workplace and the Grigg Group can help you make that happen! We have access to dozens of programs to ensure your employees – and their families – are able to cover their doctor visits, hospital stays and any emergent medical conditions.

Dental procedures can be painful and costly.

While we can’t control your pain, Group Dental benefits can help in covering the expenses of a wide array of treatments. Many programs even include complimentary check-ups and cleanings.

Statistics show that in the US a disabling accident occurs, on average, once every second. It’s important to ensure those who are injured or deemed disabled due to an illness can still provide for their families even if they can’t return to work.

The Short-Term (STD) and Long-Term (LTD)Disability programs we offer give you and your employees that peace of mind.

The average funeral costs between $7,000 and $10,000. While it’s not an easy subject to talk about, the death of a loved one can be quite burdensome.

That’s why we’re here to help you navigate a Group Life Insurance program for your employees. Unfortunately, the only life insurance coverage most employees have is through their employer!

Whether your company just needs coverage for annual eye exams or you have employees with a variety of eye needs, The Grigg Group can find a Group Vision Insurance plan that best serves you.

Our programs provide reduced-cost fees on a number of selected eye health and vision correction services and products.

Ongoing medical costs and prescriptions don’t have to be a burden. Flexible Spending Accounts give your employees the opportunity to plan ahead by setting aside a portion of each paycheck to pay for out-of-pocket medical expenses.

The best part? It’s tax-free!

Health Reimbursement Arrangements are one of the best benefits an employer can offer. These plans allow you to contribute tax-deductible money to your employees’ qualified medical and dental expenses while remaining in the driver’s seat.

The Grigg Group can help you design a plan that best suits the needs of your company.

Between doctor visits, dental procedures, and monthly prescriptions, general healthcare costs can take a toll on a family's budget. That’s why so many Americans opt for a Health Savings Account. These accounts closely mimic savings accounts and are tax free for both you and your employees. Ultimately, it gives those enrolled a sense of control over their qualified medical expenses and is easily transferrable if an employee moves jobs.

A win-win if you ask us!

While it may not seem so, payroll is a large part of your business and is very much intertwined with all of your employee benefit needs. Payroll companies should function effortlessly along with your pre-tax or post-tax benefit deductions, ACA Reporting, 401(k) contributions, FSA's, HSA's, and COBRA. If a payroll vendor isn’t the right fit for your company, you can find yourself in some pretty complicated situations. Let us find a payroll carrier for your business that effortlessly integrates with your employee benefits and best supports your company’s needs.

Being in compliance with the IRS and Department of Labor (DOL) is serious, serious,serious. Most employer groups we meet with are not in compliance, which exposes them to a ton of liability. Not compliant? Don’t worry! It’s simple a simple process if you have the right team supporting and advising you.


Offering a 401(k) retirement plan to those working for your company is a great way to retain quality employees while also saving money on your taxes.

Want to offer 401(k) plans to your employees, but not sure if you can afford it? Offering your employees a 401(k) plan, but wondering if you’re paying too much in fees?

The Grigg Group can answer all of your questions!

A lot of employers care about their employees and, in most instances, they wish they could do more for them. Why not show them you care about their financial future by introducing them to an Individual Financial Planner?

We can connect you to planners who can provide an even more comprehensive benefits package to your employees.

From personal lines of coverage – like home, auto, and renters insurance – to everything you need to protect you and your business – like workers’ compensation, general liability, and bonding options – we can guide you through building the strongest safety net possible. Our experienced brokers have access to multiple insurance carriers to guarantee you’re getting the most coverage at the best available rate.